My Long-Term Payments Are Running Out
What do you do when your long-term workers compensation payments are coming to an end? First and foremost, don’t wait until your benefits are running out to apply for Social Security. You may be eligible to receive both work comp and SS simultaneously, depending on your situation.
Social Security has a different standard of disability than does workers compensation. To obtain SSD benefits you must be disabled, not just from the one job in which you suffered injury or illness, but from other work as well.
If you believe that you may qualify under the Social Security disability standard and that you will be disabled for twelve months, consider applying for Social Security disability benefits immediately. Otherwise, if you watch your payments for work comp run out, you may not have income while your SS claim is in the application stage.
If you are receiving workers compensation and Social Security Disability benefits, your SSD benefits may be reduced proportionately. The law states that you can receive up to 80 percent of your average wage. Once your workers compensation benefits run out, your Social Security Disability benefits will increase to your maximum amount.
Contact the Law Offices of Gregg A. Wisotsky, Personal Injury Attorney, NJ
At the law offices of attorney Gregg A. Wisotsky, I can answer your questions, explain your rights, and represent you in a personal injury claim. Contact my office online or call me at 973-241-7468 for a free consultation. Additionally, I charge no attorney fees unless I win your case on your behalf. In addition to personal injury law, I also practice criminal defense.